Digital Services
IOR Portal
IOR Portal is the free internet banking system available to Customers at no charge. It enables access to IOR services from anywhere in the world
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Allows clients to interact directly to arrange transfers (SEPA and/or SWIFT), payments, and to book cash services such as cash withdrawals in any currency handled by the Institute (Euro, USD, CAD, GBP, CHF, etc.)
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Allows clients to consult and control their banking position, as well as access all the documents relating to the account and transactions/instructions (current accounts, VISA cards, investments, transaction slips, etc.)
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Allows clients to operate on their current account 24 hours a day, 365 days a year
IOR App
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With the IOR App, you can authenticate and authorise transactions on the IOR Portal directly using your smartphone
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You can use Touch ID or Face ID (depending on your device’s features) without needing to enter the OTP
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You will receive a notification on your smartphone for every login attempt or transaction request
Electronic Signature
Eliminates the distance between Customers and the IOR while maintaining the guarantee of integrity and ownership of the signature
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Uses OTP (One Time Password) technology based on computer algorithms for registration and authentication processes, making every Customer transaction secure and inviolable
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Protects the environment by adhering to the green banking programme, an organisational tool that accelerates the development of a sustainable green economy, and pursues balanced, environmentally conscious development
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Allows Customers to interact with the IOR via the virtual counter mode, eliminating travel and waiting times and increasing security and convenience
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Guarantees permanently organised and durable document archiving, with real-time reporting on operations performed


